Boat & Personal Watercraft Insurance

The Progressive Group of Insurance Companies has been insuring boaters for more than 35 years. With over 1 million watercraft insured, we're one of the nation's leading boat insurers. With Progressive Insurance, you can offer your customers a comprehensive boat policy with specialized coverages and competitive prices.
Broad Acceptance
Progressive provides coverage for watercraft up to 50 feet in length and $500,000 in value. This includes a wide variety of watercraft, ranging from fishing boats, runabouts, and personal watercraft to sailboats, cabin cruisers and pontoon boats.
*Not available on all watercraft and in all locations.
Specialized Coverages
A homeowner's endorsement won't cover you like a Progressive Boat policy. We provide coverage for your customers' specific needs with coverages like:
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Total Loss Replacement — replaces insured's boat with a brand new one of similar make and quality
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Disappearing Deductibles — reduces the deductible by 25 percent at each claim free renewal
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Sign & Glide® coverage — Help comes to your customer if they're stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs!
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Propulsion Plus® coverage — provides coverage for the lower units of outboard motors, and the upper and lower units of an inboard/outboard motors in the event of a mechanical breakdown, including those caused by wear and tear
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Trailer Trip Interruption coverage — pays for meals, transportation, & lodging if you have a trailer or tow vehicle breakdown.
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Hurricane H
aul Out coverage — reimburses the customer 50 percent of the cost incurred to haul out their boat due to a named storm
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Replacement Cost Fishing Equipment — up to $10,000 for tackle, rods, and reels
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Replacement Cost Personal Effects — protects the insured's personal items including cameras, clothes, cell phones, etc.
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24-hour Roadside Assistance — covers trailer and tow vehicle, even if tow vehicle is not insured wit
h Progressive Insurance
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Wreckage Removal coverage — Pays for any attempted raising, removal or destruction of the wreckage
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Fuel Spill Liability — Coverage for unintentional oil or fuel spills that result in bodily injury or property damage
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Medical Payments — includes coverage for water-skiers
Competitive Rates
Customers can ben
efit from our numerous product features and money saving discounts, including:
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Advance Quote
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Homeowner
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Multi Policy
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Multi Boat
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Original Owner
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Electronic Funds Transfer (EFT)
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Responsible Driver
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Safety Course
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Transfer
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Claim Free Renewal
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Paid in Full
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Prompt Payment
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Small Claim Forgiveness
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No depreciation on partial losses
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Large accident forgiveness
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Remember, there's no limit to the number of discounts a customer can receive, so your customers can keep
adding on the savings!