--- title: Boat & Personal Watercraft Insurance description: The Progressive Group of Insurance Companies has been insuring boaters for more than 35 years. With over 1 million watercraft insured, we're one of the nation's leading boat insurers. With Progressive Insurance, you can offer your customers a comprehensive boat policy with specialized coverages and competitive prices. image: https://hutins.com/hubfs/11062b_8d6b254b7e6f4781932ee0d08bb0e888~mv2.webp --- [Skip to content](https://hutins.com/blog/boat-personal-watercraft-insurance#main-content) [![](https://hutins.com/hs-fs/hubfs/logohubspot-1.png?width=750&height=750&name=logohubspot-1.png)Homepage](https://hutins.com/blog/boat-personal-watercraft-insurance#) - [Online Quotes](https://my.hutins.com/quote) - [Get a quote](https://hutins.com/quote) - [Auto Insurance](https://hutins.com/auto-insurance-tn) - [Home Insurance](https://hutins.com/home-insurance) - [Business Insurance](https://hutins.com/business-insurance) - [Motorcycle Insurance](https://hutins.com/motorcycle-insurance) - [Boat Insurance](https://hutins.com/boat-insurance) - [Rental Property insurance](https://hutins.com/rental-property-insurance) - [Horse Trailer Insurance](https://hutins.com/horse-trailer-insurance) - [Flood Insurance](https://hutins.com/flood-insurance) - [Tractor Insurance](https://hutins.com/compact-tractor-insurance) - [Life Insurance](https://hutins.com/instant-life-insurance-quotes) - [About](https://hutins.com/about-us) - [Careers](https://hutins.com/careers) - [Our Team](https://hutins.com/team) - [Our Carriers](https://hutins.com/our-carriers) - [Join Our Referral Program](https://hutins.com/hutsenpilleraf) - [Testimonials](https://hutins.com/testimonials) - [Blog](https://hutins.com/posts) - [Historical Images of Mt. 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With over 1 million watercraft insured, we're one of the nation's leading boat insurers. With Progressive Insurance, you can offer your customers a comprehensive boat policy with specialized coverages and competitive prices.       ## Broad Acceptance   Progressive provides coverage for watercraft up to 50 feet in length and $500,000 in value. This includes a wide variety of watercraft, ranging from fishing boats, runabouts, and personal watercraft to sailboats, cabin cruisers and pontoon boats.   *Not available on all watercraft and in all locations.   ***Specialized Coverages***       A homeowner's endorsement won't cover you like a Progressive Boat policy. We provide coverage for your customers' specific needs with coverages like:         - **Total Loss Replacement** — replaces insured's boat with a brand new one of similar make and quality - **Disappearing Deductibles** — reduces the deductible by 25 percent at each claim free renewal - **Sign & Glide® coverage** — Help comes to your customer if they're stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs! - **Propulsion Plus® coverage **— provides coverage for the lower units of outboard motors, and the upper and lower units of an inboard/outboard motors in the event of a mechanical breakdown, including those caused by wear and tear - **Trailer Trip Interruption coverage** — pays for meals, transportation, & lodging if you have a trailer or tow vehicle breakdown.     - **Hurricane H**       **aul Out coverage** — reimburses the customer 50 percent of the cost incurred to haul out their boat due to a named storm   - **Replacement Cost Fishing Equipment** — up to $10,000 for tackle, rods, and reels - **Replacement Cost Personal Effects** — protects the insured's personal items including cameras, clothes, cell phones, etc. - **24-hour Roadside Assistance** — covers trailer and tow vehicle, even if tow vehicle is not insured wit       h Progressive Insurance   - **Wreckage Removal coverage** — Pays for any attempted raising, removal or destruction of the wreckage - **Fuel Spill Liability** — Coverage for unintentional oil or fuel spills that result in bodily injury or property damage - **Medical Payments** — includes coverage for water-skiers   ### Competitive Rates   Customers can ben       efit from our numerous product features and money saving discounts, including:       - **Advance Quote** - **Homeowner** - **Multi Policy** - **Multi Boat**           - **Original Owner** - **Electronic Funds Transfer (EFT)** - **Responsible Driver** - **Safety Course**         - **Transfer** - **Claim Free Renewal** - **Paid in Full** - **Prompt Payment**           - **Small Claim Forgiveness** - **No depreciation on partial losses** - **Large accident forgiveness** - Remember, there's no limit to the number of discounts a customer can receive, so your customers can keep       adding on the savings!                         11 views0 comments Post not marked as liked ## Recent Posts [See All](https://www.hutins.com/blog) [![](https://static.wixstatic.com/media/5f3e14_d260f64d2c62412fb922cf5e56964d69~mv2.png/v1/fill/w_288,h_162,al_c,q_85,enc_auto/5f3e14_d260f64d2c62412fb922cf5e56964d69~mv2.png) ](https://www.hutins.com/post/if-your-insurance-agent-told-you-you-have-full-coverage-they-lied-to-you) [If Your Insurance Agent Told You You Have Full Coverage – They Lied to You](https://www.hutins.com/post/if-your-insurance-agent-told-you-you-have-full-coverage-they-lied-to-you)  115 1 like. 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