Golf Cart Insurance

Golf Cart Insurance

Use this guide to understand your coverage, deductibles, and limits and how they work for you.

Adding your golf cart to your homeowner’s policy may seem like the easiest way to insure it; however, a typical homeowners policy ONLY covers your cart around YOUR property. A specific golf cart policy offers peace of mind and protection wherever you ride.

Golf Cart InsuranceCustom coverage options include:

  • Accessory Coverage: This protects permanently-attached, aftermarket equipment against fire, theft, vandalism, and collision.
  • Liability: The insurance company will pay if you injure someones or damage someone’s property in an accident up to the limit defined by the policy.
  • Transport Trailer: Cover the trailer you use to haul your cart up to the limit defined by the policy.


You can get coverage for both on and off road use, for gas and electric golf carts including those manufactured by Club Car, Columbia, E-Z Go, and Yamaha.