If I don't own a car, do I still need car insurance?

Do you still need auto insurance if you don't own a car? The answer might surprise you!

At Hutsenpiller Insurance in Mt. Juliet, TN, we get this question all the time. Many people don’t realize that auto insurance is not only for car owners but also for those who don’t have a car. In fact, if you don’t own a car, you may need auto insurance even more.

If you don’t own a car, but you drive someone else’s car, you may want to consider non-owners auto insurance. This type of policy provides coverage for you when you drive someone else’s car. If you get into an accident, the other person’s insurance may not cover the damage. That’s when non-owner’s auto insurance can be a lifesaver.

Non-owner’s auto insurance also provides coverage if you rent a car. Most rental car companies require you to have auto insurance before you can rent a car. If you don’t have auto insurance, you’ll have to purchase expensive insurance from the rental car company. Non-owner’s auto insurance can save you money and provide the coverage you need.

Another reason you may need auto insurance if you don’t own a car is if you’re a frequent driver. If you’re someone who drives a lot, you’ll want to make sure you’re covered in case of an accident. Auto insurance is the best way to protect yourself and your passengers.

At Hutsenpiller Insurance, we understand that not everyone needs the same type of auto insurance. That’s why we offer a variety of auto insurance policies to fit your needs. Whether you own a car or not, we can help you find the right coverage for you.

So, if you don’t own a car, do you need auto insurance? The answer is yes! Auto insurance provides essential protection for you and your passengers. It’s important to make sure you have the right coverage for your needs, and at Hutsenpiller Insurance, we can help you find the perfect policy. Give us a call today to learn more!