Tractor Insurance
Get A Compact Tractor Insurance Quote Today!
Do I really need tractor insurance?
Yes! Homeowners insurance may not cover tractors used for work or farming. Tractor insurance protects against theft, accidents, weather damage, and liability claims.
What does tractor insurance cover?
Most policies include:
Physical damage coverage – Pays for repairs or replacement if your tractor is damaged in an accident, fire, or storm.
Theft protection – Covers the cost of replacing a stolen tractor.
Liability coverage – Protects you if your tractor causes injury or property damage to others.
Roadside assistance – Helps with towing and emergency breakdowns.
Does my policy cover attachments and equipment?
Standard policies may not cover attachments like loaders, plows, and mowers. You can add equipment coverage to protect them.
Am I covered if I drive my tractor on the road?
Tractors used on public roads may need on-road liability coverage. Some states require special insurance for road use.
What if my tractor is used for business or farm work?
If you use your tractor for farming, landscaping, or commercial work, you may need a farm or business equipment policy for full protection.
Does tractor insurance cover rented or borrowed tractors?
Some policies offer temporary coverage for rentals, but you may need an additional policy for complete protection.
Why choose Hutsenpiller Insurance?
Independent and Local: As an independent insurance agency, we work for you, not the insurance companies. This allows us to offer a wide range of options from multiple top-rated insurers, ensuring you get the best coverage at the most competitive rates.
Personalized Service: Our team takes the time to understand your specific situation and tailor insurance plans that fit your lifestyle and budget.
Experienced Agents: With years of experience in the industry, our knowledgeable agents are here to guide you through the insurance process, making it simple and hassle-free.
Community-Focused: We are proud to serve the residents of Tennessee, and our commitment to the local community sets us apart.
Tractor Insurance Coverage
We offer the following options;
- Physical Damage Coverage – Pays for repairs or replacement if your tractor is damaged in an accident, fire, or storm.
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Theft Coverage – Reimburses you if your tractor is stolen.
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Liability Coverage – Protects you if your tractor causes injury or property damage to others.
- Collision Coverage – Covers damage to your tractor from an accident, regardless of fault.
- Comprehensive Coverage – Protects against non-collision risks like theft, fire, vandalism, and weather damage.
- Equipment & Attachments Coverage – Covers implements like plows, loaders, and mowers.
- On-Road Liability Coverage – Required in some states if you drive your tractor on public roads.
- Farm Use vs. Commercial Use – Farm policies cover agricultural work, while commercial policies protect business-use tractors.