Auto Insurance Tailored for Tennessee Drivers

Local expertise, multiple carriers, and an agent who actually picks up the phone.

Because your car deserves better than sitting on hold with a 1-800 insurance company. We take the stress out of finding the right coverage by shopping multiple carriers on your behalf, explaining the options clearly, and helping you find the right balance between price and real protection.

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Personalized Solutions

Get coverage tailored to your needs.  Every client is different—we take the time to understand your situation and find the best fit from top-rated carriers.
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Expert Guidance

Our agents know the local market and provide clear advice, so you never have to guess about your coverage.
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Claims Advocacy

We’re with you when it matters most. If you ever have a claim, our team walks you through every step, making sure you get the support you deserve
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Community Focused

Trusted in Middle Tennessee for over 30 years. As a local, independent agency, we’re committed to our community—because we live here, too.
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Two Easy Ways to Get an Auto Insurance Quote

Choose how you want to work — either way, you’ll have a real agent on your side.

You can work directly with one of our licensed insurance agents, or you can get started online in just a few minutes. However you choose to begin, our team will review your information, shop multiple carriers, and make sure you’re set up with coverage that actually fits your needs.

No call centers. No pressure. Just clear guidance and a process that works around you.

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What do we cover? Pretty much Everything.

We’re not just here for your car or your house—we’ve got your whole world covered. From the essentials like auto, home, and life insurance, to the fun stuff and investments—think watercraft, travel trailers, ATVs, business coverage, and investment properties. Whatever you care about, we know how to protect it. 
Auto Insurance

Protection that moves with you. Stay on the road with coverage that actually fits your driving life.
Home Insurance

Safeguard your sanctuary. We protect your house, your stuff, and your peace of mind.
Life Insurance

Because your family’s future matters. Coverage that takes care of them, even when you can’t.
Business Insurance

Built for local business owners. Shield your livelihood from life’s “what-ifs.”
Boat Insurance

Make waves, not worries. Coverage for your boat, jet ski, or anything that floats.
Camper Insurance

Hit the open road with confidence. Protect your home away from home, wherever adventure calls.
ATV Insurance

Take the trail, not the risk. Coverage for your four-wheeler, side-by-side, or off-road toys.
Investment Properties

Grow your portfolio, not your headaches. Keep your rentals and real estate assets protected.
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Vehicles Insured

21

Top Rated Insurance Carriers

34

Years in Business

15

Licensed Insurance Agents

VOTE-Mar-05-2025-06-39-05-7610-PM
I had been with Liberty Mutual for many years. I called Hutsenpiller and Caetie Page gave me quotes on home, auto, and boat. She saved me a ton of money. I love having a local voice to talk to rather than a call center.
Ed Coffman
Homeowner, Lebanon, TN
★★★★★
VOTE-Mar-05-2025-06-39-05-7610-PM
My wife and I recently closed on our new home in Mt. Juliet, and they worked very quickly to find us what I think will be a great policy for our homeowners insurance. I am completely satisfied with his high level of customer service.
Christopher Harmon
Homeowner, Mt. Juliet, TN
★★★★★
VOTE-Mar-05-2025-06-39-05-7610-PM
I had been with AAA for 20 years and they were trying to raise us over $600 per year. Jessica came to me as a referral and I chose her because of how quickly she got back to me. She found me incredible rates with the same coverage and is saving us hundreds and hundreds. So glad we found her!
Nicole Anderson
Homeowner, Lebanon, TN
★★★★★
VOTE-Mar-05-2025-06-39-05-7610-PM
CJ and crew take care of all our insurance needs for our home, auto and businesses. Their customer service exceptional. CJ has called us on more than one occasion to tell us that he is going to make some insurance changes that are going to get us better coverage for less money! They are a staple in our MJ community and are constantly promoting small-local businesses.
Dr. Liz Totty
Homeowner, Mt. Juliet, TN
★★★★★
VOTE-Mar-05-2025-06-39-05-7610-PM
They have been more than helpful and quick to get us set up for coverage on our new construction build. Highly recommend these guys for any insurance needs as they have the “Home town, treat you like a neighbor” grasp on the insurance industry. Insurance shouldn’t be complicated and they made it very easy for us.
Brad Hardin
Property Owner, Wilson County, TN
★★★★★
VOTE-Mar-05-2025-06-39-05-7610-PM
Hutsenpiller Insurance truly goes above and beyond. I worked with Madi and she answered all my questions, provided clear guidance, and made the entire process smooth from start to finish. Exceptional customer service—would absolutely recommend for homeowners and landlord insurance.
Lacey Barnhill
Property Owner, Mt. Juliet, TN
★★★★★
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Auto Insurance Made Simple for Tennessee Drivers

Clear answers, local expertise, and coverage that actually works when you need it.

Comprehensive Auto Insurance Coverage

Our auto policies can include the following coverages:

Liability Coverage

Covers bodily injury and property damage you cause to others in an accident where you are at fault.

Collision Coverage

Pays for damage to your vehicle after an accident, regardless of who was at fault.

Comprehensive Coverage

Covers damage to your vehicle from non-collision events like theft, vandalism, fire, or natural disasters.

Uninsured Motorist

Protects you if you're in an accident caused by a driver with little or no insurance.

Medical Payments

Helps cover medical expenses for you and your passengers after an accident, regardless of fault.

Roadside Assistance

Provides help for flat tires, dead batteries, lockouts, towing, and other roadside emergencies.

Rental Reimbursement

Pays for a rental car while your vehicle is being repaired due to a covered claim.

GAP Coverage

Pays the difference between what you owe on your loan or lease and the actual value of your totaled vehicle.

Local Agents. Real People. Here When It Matters.

We’re CJ and Shea Hutsenpiller, and we own and operate Hutsenpiller Insurance right here in Middle Tennessee. We believe auto insurance should be simple, transparent, and backed by real people who answer the phone when something goes wrong.

Our team works with drivers across Tennessee to find coverage that fits their life, not just a price on a screen. When you work with us, you’re not calling a call center;  you’re working with a local agency that advocates for you before and after a claim.

If you’re looking for auto insurance that’s personal, practical, and handled by people who actually care, you’re in the right place.
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